In a world where the traditional banking industry can sometimes leave deserving buyers behind, we’re here to provide solutions that work for you. We understand that life can throw curveballs, and that’s why we offer two primary pathways to home ownership: Lease Purchase and Seller Financing.

Let’s break down these key terms:

1.Lease Purchase: This option allows you to lease or rent a property with the exciting possibility of purchasing it later. When you opt for a Lease Purchase, you’ll typically pay a nonrefundable option fee upfront, and a portion of your lease payments may be applied toward the future purchase price. Plus, as the Optionee, you’ll generally handle routine repairs and maintenance. It’s a fantastic way to start your journey toward home ownership, even if you’ve faced financial challenges like bankruptcy, foreclosure, or collections.

2.Seller Financing: In this arrangement, the seller steps in to provide financing for some or all of your property purchase. Instead of relying solely on a traditional mortgage or bank loan, you make payments over time directly to the seller. Seller Financing can be an excellent option, especially if you’re self-employed, have a shorter job history, or faced financial difficulties in the past. The qualification process is typically less stringent than with a bank.